Your credit card may have different rates of interest for purchases, balance transfers and cash withdrawals. You’ll find your interest rates on your statement. Interest is calculated as a percentage on the amount you borrow. The longer it takes you to pay off your balance, the more interest you will have to pay.

There are many factors you should consider when choosing a credit card. When considering a credit card offer, you should take into account the card's features, such as the APR, the length of the grace period, the credit limit, annual fees, cash advance fees, balance transfer fees, late fees, fees for having a balance above your credit limit, any ot

Instant approval credit cards eliminate the many processes involved in the application for issue of the credit cards. You can apply for this online and within a matter of a few minutes, the decision of whether your credit card application has been approved or not will be given. To receive an instant approval credit card, you need to have good to ex